How to Close Bajaj Finserv EMI Card: A Step-by-Step Guide

Are you looking to close your Bajaj Finserv EMI card? Maybe your financial needs have changed or you’ve found a better option that suits your requirements. Whatever the reason, closing your Bajaj Finserv EMI card is a straightforward process. In this guide, we’ll walk you through the steps to close your card and answer some common questions you might have.


Bajaj Finserv EMI card has been a useful financial tool for many, offering the convenience of easy payments for a variety of purchases. However, circumstances change, and you might find yourself needing to close your EMI card. Whether you’re switching to a different financial product or simplifying your wallet, here’s how to go about it.

Reasons to Close Your Bajaj Finserv EMI Card

There can be several reasons for deciding to close your Bajaj Finserv EMI card. Maybe you’re consolidating your credit sources, or perhaps you’ve found a credit card that better aligns with your spending habits. Whatever the reason, it’s important to understand the process to ensure a smooth closure.

Steps to How to Close Bajaj Finserv EMI Card

Gather Necessary Information

Before initiating the closure process, make sure you have all the necessary details related to your EMI card, like the card number, outstanding balance, and personal information.

Contact Customer Support

Get in touch with Bajaj Finserv’s customer support. This can usually be done through their official website or customer care helpline. Inform them about your decision to close the EMI card and follow their guidance.

Repay Any Outstanding Dues

Clear any pending dues on your EMI card. This could include outstanding EMIs, interest, or any other charges. Ensure you have a complete understanding of what you owe before making the final payment.

Return the Card and Documents

Bajaj Finserv might require you to return the physical EMI card and any related documents. This could be done through their nearest branch or as per their instructions.

Things to Keep in Mind

Impact on Credit Score

Closing a credit line can impact your credit score. If you’re planning to close your Bajaj Finserv EMI card, be aware that it might have consequences on your credit history.

Reapplying in the Future

If you ever need a similar financial product in the future, keep in mind that Bajaj Finserv might consider your history with them. Closing the EMI card on good terms can potentially make the reapplication process smoother.


  1. Can I close my Bajaj Finserv EMI card online? Yes, you can usually initiate the closure process through their official website or customer care portal.
  2. Will closing the EMI card affect my loan account with Bajaj Finserv? No, closing the EMI card should not directly affect your loan account.
  3. Is there a fee for closing the EMI card? Bajaj Finserv might not charge a fee for closure, but ensure to check their terms and conditions.
  4. Can I reopen the EMI card after closing it? Generally, Bajaj Finserv does allow reapplication, but it’s subject to their policies.
  5. Will the closure process affect my CIBIL score? Closing a credit card might have some impact on your credit score, so it’s advisable to proceed carefully.


Closing your Bajaj Finserv EMI card involves a few steps, but it’s a manageable process if you’re well-prepared. Make sure to follow the outlined steps and consider the potential impacts on your credit score and future financial needs. By closing the card responsibly, you can maintain a positive financial track record while making informed decisions.

Read Also : How to Close Your Standard Chartered Bank Account Online

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